By Mel Lee-Smith
Published: 12/17/2021, edited: 12/17/2021
Save on pet insurance for your pet
You don't have to choose between your pet and your wallet when it comes to expensive vet visits. Prepare ahead of time for unexpected vet bills by finding the pawfect pet insurance.
Overview
Let us guess: you found this article while comparing pet wellness plans. You could use a little extra help with your fur-child's routine vet expenses, and you're not sure how to choose the right plan.
We understand how difficult it can be to sort through all the jargon to make the most informed decision. That's why we've broken down the pros, cons, and coverage options of two of the biggest names in pet wellness coverage: Wagmo and Wag!.
Overview of Wagmo Wellness Plans
Wagmo is a pet insurance provider that also offers standalone wellness plans for preventative care. We realize Wagmo and Wag! have similar names, but we're separate companies with no affiliation.
With a Wagmo insurance or wellness plan, you're free to visit any vet. Unlike some pet wellness plans (like Banfield), Wagmo is available in all 50 states. Wellness coverage begins as soon as your payment is successfully processed.
Let's take a closer look at the pros and cons of Wagmo's wellness offerings:
Pros
- Coverage begins as soon as payment is received
- Flat monthly pricing
- Dental coverage is included in the Deluxe plan
Cons
- Covers fewer vaccinations than Wag! Wellness
- Imposes annual maximum payouts for all eligible procedures
- Doesn't offer vet chat
How much does a Wagmo Wellness Plan cost?
Wagmo offers 3 wellness plans with various levels of coverage for a flat monthly fee:
- Value Plan: $20/month
- Classic Plan: $36/month
- Deluxe Plan: $59/month
What’s covered?
Value Plan
- 1 routine exam per year (up to $100 per year)
- 2 routine vaccines and booster shots per year (up to $100 per year)
- 1 round of routine bloodwork per year (up to $100 per year)
- 1 fecal test per year (up to $50 per year)
Classic Plan
- 1 routine exam per year (up to $100 per year)
- 3 routine vaccines and booster shots per year (up to $150 per year)
- 1 round of routine bloodwork per year (up to $100 per year)
- 1 fecal test per year (up to $50 per year)
- 1 urinalysis per year (up to $50 per year)
- Flea/tick/heartworm medications (up to $100 per year)
- Grooming costs (up to $100 per year)
Deluxe Plan
- 2 routine exams per year (up to $200)
- 4 routine vaccines and booster shots per year (up to $200)
- 1 round of routine bloodwork per year (up to $100)
- 1 fecal test per year (up to $50)
- 1 urinalysis per year (up to $50)
- Flea/tick/heartworm medications (up to $200 per year)
- Grooming costs (up to $200 per year)
- Dental care (up to $100 per year)
Overview of Wag! Wellness Plans
Wag! Wellness lets you combine your pup's preventative care with everyday expenses like dog walking, training, and overnight sitting and boarding. Two of our plans give you a 10% discount on all Wag! services, plus unlimited live chat access to a licensed veterinarian.
Let's take a closer look at the pros and cons of Wag! Wellness Plans.
Pros
- Covers more vaccinations per year than Wagmo
- Provides access to 24/7 live chat with a veterinarian (Platinum and Diamond Plans only)
- No financial caps for most eligible procedures (excluding grooming, dental cleaning, and spay/neuter add-ons)
Cons
- Base plans don't cover dental cleaning (available as an add-on)
- Doesn't cover senior health screens
- Coverage begins 24 hours after payment (to ensure your payment processes successfully!)
How much does a Wag! Wellness Plan cost?
- Gold: $14.95/month
- Platinum: $29.95/month
- Diamond: $59.95/month
In addition to our base plans, Wag! Wellness offers optional add-ons to ensure you pay only for what you need:
- Flea, tick, and heartworm meds: $19.95/month
- Grooming: $19.95/month
- Dental cleaning: $29.95/month
- Spay/neuter: $29.95/month
What's covered?
Gold Plan
- 1 routine exam per year
- 3 routine vaccinations and boosters per year
- 1 blood test per year
- 1 round of diagnostics per year
Platinum Plan
- 1 routine exam per year
- 6 routine vaccinations and boosters per year
- 1 blood test per year
- 1 round of diagnostics per year
- 1 deworming treatment per year
- 1 urine and fecal test per year
- 1 anal gland expression procedure per year
- Unlimited 24/7 Wag! Health Vet Chat
- 10% discount on all pet care services with Wag! (including dog walking, dog boarding and sitting, drop-in visits, in-home and virtual dog training, and cat sitting)
- Waived booking fees and VIP support for all Wag! services
Diamond Plan
- 2 physical wellness exams per year
- 9 routine vaccinations and boosters per year
- 1 blood test per year
- 1 round of diagnostics per year
- 2 deworming treatments per year
- 2 urine and fecal tests per year
- 2 anal gland expression procedures per year
- Unlimited, 24/7 vet chat
- 10% discount on all pet care services through the Wag! app (including dog walking, dog boarding and sitting, in-home and virtual dog training, and cat sitting)
- Waived booking fees and VIP support for all Wag! services
Flea, tick, and heartworm meds add-on
No matter what brand of flea, tick, or heartworm medication your pup takes, we'll reimburse you for 100% of the costs. No reimbursement limits (and no headaches!).
Grooming add-on
Is your pup in desperate need of a new fur-do? With this add-on, you'll get reimbursed for up to $300 in grooming expenses over a 12-month period.
Dental cleaning add-on
This add-on has got your pup covered for up to $400 in dental cleaning expenses per year. Your plan is all-inclusive — pre-surgery vitals, anesthesia, extraction, dental cleaning, and post-op pain meds are all covered.
Spay/neuter add-on
Spaying or neutering your dog can prevent serious health problems later in life, like ovarian tumors and prostate cancer. With our spay/neuter add-on, you'll be reimbursed for up to $400 in spay/neuter costs.
Wagmo vs. Wag! — which is the right choice for my pet?
At the end of the day, only you can decide which provider is right for your pet (and your budget).
With Wag!, you won't have to worry about reimbursement limits in our base plans. Our claims process is easy and lightning-fast. Plus, when you choose a Platinum or a Diamond plan, you'll have expert veterinary advice from Wag!'s licensed veterinary team right at your fingertips.
Want to explore the benefits for yourself? See how Wag! Wellness plans stack up to find the "pawfect" match for your four-legged family members!