Who doesn’t love a puppy? But those pawdorable faces and tiny
paws are expensive! Their first year is filled with vet visits, vaccinations, parasite
control and usually a spay or neuter procedure, and that’s without anything unforeseen
happening.
Puppies are highly susceptible to infections like parvo, kennel cough and gastroenteritis,
and since they put everything in their mouths, they can easily contract
parasites or get an object stuck. They can also easily break bones, develop hypoglycemia, and even
experience fears and behavioral
issues as they grow.
Finding a good pet insurance provider can keep your puppy
covered no matter what happens during their first year, and beyond. Check out
our top picks for the best pet insurance for puppies to find the right match
for your tiny wolf.
Our top picks for health insurance for puppies
Best wellness add-ons: Embrace
Best dental coverage: Pets Best
Most affordable monthly premium: Spot Pet Health
Most customization options: Prudent Pet
Most comprehensive coverage: Nationwide
Embrace
With an accident only, and an accident and illness plan, Embrace
covers a lot of things that can happen to your pup, such as injuries and infections.
Adding on wellness extras can cover vaccinations, parasite control, and even training!
With special considerations for pre-disposed conditions, Embrace stands out as
an overall fantastic pet insurance to keep your puppy healthy as they age too.
Why Embrace is a great choice for puppy insurance
Wellness add-on covers training, routine exams, and
spay/neuter
Plan coverage includes treatments for parasites, parvo and
other illnesses puppies are susceptible to
Coverage for accidents only has a 2-day waiting period
The optional Wellness Rewards covers wellness exams,
spay/neuter procedures, dental cleanings, grooming, flea, tick and heartworm
preventatives, microchips,
and even training. But that’s not all! Your puppy will also be covered for fecal
and blood tests, supplements and prescription foods, wearable pet monitors, alternative
care including reiki,
acupuncture, chiropractic care and massage therapy, cremation
and burial for end of life, and even OFA testing.
Wag! Pet Care
Give your puppy the exercise they need — without the stress of scheduling
Our vetted walkers know how to handle young dogs safely. Book a puppy walk in minutes.
For puppies, Pets Best is a great choice as their base plan
covers a lot of things that can happen, including congenital and hereditary conditions,
poisoning, and dental injuries. It also covers behavioral consultations to help
get troubled pups back on the right track. And if you opt for an add-on, you’ll
get covered for everything else a growing pup needs, like deworming,
vaccinations, and even microchips.
Why Pets Best is a great choice for medium-sized dog
insurance
Comprehensive coverage for puppies that can benefit them
into adulthood
Dental procedures such as tooth extractions, cysts, enamel
hypoplasia and unerupted teeth
Exam fees
Prescription medications
Behavioral consultations
Acupuncture
Chiropractic treatments
Physical rehabilitation
Euthanasia
Deductibles
$50
$100
$200
$250
$500
$1,000
Coverage limits
$2,500
$5,000
$10,000
Unlimited
Reimbursement rates
70%
80%
90%
Waiting period
Accidents: 14 days
Illnesses: 3 days
Cruciate ligament conditions: 6 months
Monthly premium: $45 on average.
Add-on options
Additional coverage with the EssentialWellness or
BestWellness add-ons includes for blood tests, fecal tests, heartworm, flea and
tick prevention, vaccinations, dental cleanings, deworming, microchips and even
spay/neuters.
Spot Pet Health
Spot Pet Health covers a lot that could happen to your
puppy, and their lowest deductible is just $100! An Accident-Only Plan and an
Accident and Illness Plan cover most of the basics, along with a whole lot not
covered by many other pet insurance companies. Adding the Preventative Care
add-on makes this pet insurance complete with coverage for vaccinations, spay/neuter
and more. Plus, you’ll get routine exams covered, a must have with a puppy on
board.
Why Spot Pet Health is a great choice for puppy insurance
Many choices in annual payout limits and deductibles to fit
all budgets
Routine exams and wellness care that puppies need can be
added to either plan
Covers a wide range of conditions in your growing pup
You’ll want the Preventative Care option to have coverage
for routine exams, dental cleanings, deworming, flea and heartworm
preventatives, spay/neuter, and blood and fecal tests to keep your pup healthy.
Insure your puppy as soon as "pawssible" for maximum protection.
Most pet insurance companies don’t cover pre-existing conditions. To avoid high veterinary care costs, secure pet health insurance today and save up to $273 each year.
With 3 main plans, Prudent Pet covers almost anything your
puppy needs. Accident Only covers the basics of accidents and injuries,
including swallowed objects, while the Essential plan adds coverage for birth
defects, digestive illness, hereditary conditions and behavioral disorders.
Getting the Ultimate plan means you’ll have no annual benefit limit, and help
with a loss or death of your pet.
Why Prudent Pet is a great choice for puppy insurance
Wide range of conditions covered
Low deductible and unlimited reimbursement available
Vaccinations, spay/neuter and microchips are covered with
Wellness add-on
What’s covered?
Accidents
Illnesses
Hospitalization
Swallowed objects
Cancer
Birth defects and abnormalities
Hereditary conditions
Hip dysplasia
Urinary infections
Eye, ear and skin conditions
Behavioral disorders
Alternative therapies
Prescription medications
Boarding fees
Vacation cancellation
Pet loss
Death
Deductibles
$100
$250
$500
$1,000
Coverage limits
$10,000
Unlimited
Reimbursement rates
70%
80%
90%
Waiting period
Accident: 5 days
Illness: 14 days
Knee and ligament conditions: 6 months
Monthly premium: $20 to $50 on average.
Add-on options
Prudent Pet offers two add-ons. The Veterinary Exam Fee
covers exam fess associated with an illness or accident. Getting the Wellness
Coverage is pawfect for puppies, and it comes in Low, Medium and High levels of
coverage. This add-on can help pay for routine, annual exams, as well as deworming, heartworm, fecal
and blood tests, microchips, dental cleaning, spay/neuter and vaccinations.
Nationwide
Not only is Nationwide one of the most pupular insurance
providers out there, but they are also the most comprehensive, covering many
conditions from birth to death. With 5 main medical plans, and a wellness
add-on, you are covered for essentials like vaccinations and routine care, to
dental cleanings and treatments, to hereditary and congenital conditions, and
everything in between. This is an insurance that your puppy can grow with.
Why Nationwide is a great choice for puppy insurance
Covers conditions affecting birth through adulthood
Preferred pricing on prescriptions at select pharmacies
Main plans cover exam fees for accidents and illnesses,
while wellness add-on pays for routine exams
Adding Pet Wellness to any plan means coverage for routine
wellness exams and testing, vaccinations, and flea, tick and heartworm
preventions to keep your pup healthy.
Paying for veterinary care out of pocket for your puppy can
become a major financial burden. Fortunately, many pet insurance companies
reimburse claims within days, putting up to 90% of the bill back in your
pocket. In the market for pet insurance? Compare leading pet
insurance companies to find the right plan for your pet.
Save on pet insurance for your pet
You don't have to choose between your pet and your wallet when it comes to expensive vet visits. Prepare ahead of time for unexpected vet bills by finding the pawfect pet insurance.