Kittens are full of mischief. Though their antics are often cute and entertaining, their shenanigans can sometimes get them in trouble.

No cat parent wants to see their kitten hurt or sick. And while you can’t predict the future, you can prepare for the unexpected by getting your feline friend insured. Not only that, but getting pet health insurance also protects you from high vet bills. So, which providers have the best insurance plans for kittens? Read on to see our top picks!

Spot Pet Insurance offers customizable accident and illness plans for kittens starting as young as 8 weeks old, with no upper age limit. The company provides up to 90% reimbursement and has no breed  restrictions, plus a 10% multi-pet discount for households with more than one pet.      

Why Spot is a great choice for kitten insurance

Monthly premium: $9 to $30 on average

Spot offers two wellness add-ons: Gold ($9.95/mo) covers annual wellness exams, vaccinations, flea/tick prevention, and routine bloodwork. Platinum ($24.95/mo) adds dental cleaning, spay/neuter, and microchipping.

Cat parents need to look no further than Embrace for a comprehensive wellness plan. It reimburses many items not covered by other providers, such as grooming, training, and chiropractic care. For its main insurance plan, Embrace offers 5 deductibles, 5 coverage amounts, and 3 reimbursement rates. 

Monthly premium: $18 to $24 on average

Embrace’s pet wellness plan reimburses routine care items, such as wellness exam fees, spay/neuter surgery, nutritional supplements, grooming, preventative teeth cleaning, training, and more.

Unlike most pet insurance providers, Healthy Paws doesn't impose limits on claim payouts. The company has one simple plan that covers several health conditions and treatments, including dental injuries and dental illnesses, with 5 deductible options and 5 reimbursement rates for cat parents to choose from.

Monthly premium: $20 to $25 on average

Healthy Paws does not cover wellness or preventative care nor offers it as an add-on option.

Pets Best offers inexpensive pet insurance for cat parents who are looking for budget-friendly policies. The company has an Accident plan that starts at $6 per month, plus 6 deductible levels, 3 coverage limits, and 3 reimbursement rates. 

Monthly premium: $6 to $46 on average

Pets Best has two tiers of routine care coverage. Both the EssentialWellness and BestWellness plans help pay for spay/neuter, vaccinations, bloodwork, and more. 

ASPCA Pet Health Insurance has two main plans: Accident-Only and Complete Coverage. Both can be customized to fit various budgets and needs; cat parents can choose from three deductible options, five coverage amounts, and three reimbursement rates. 

Monthly premium: Starts at $10 to $17 on average

ASPCA offers 2 options for preventive care. The Basic plan covers dental cleaning, a wellness exam, deworming, an FVRCP vaccine/titer, and more, while the Prime plan includes additional tests and treatments.

Pumpkin’s pet insurance was designed to provide extensive coverage for felines ages 8 weeks and up. The company covers many conditions that other providers exclude or charge extra for, and offers 3 annual deductible options and 2 annual limits.   

Monthly premium: Starts at $27.30 on average

Pumpkin has a preventive care pack that covers 100% of the fees for an annual wellness exam, an essential vaccine, and a yearly parasite screening test.

Vet bills can quickly add up, but insuring your kitten as soon as “pawssible” will help prevent high vet care costs. Start comparing insurance plans from leading insurers and save over $270 a year.